Supply Chain Finance (SCF) is a cash flow optimization solution that allows suppliers to receive early payments while enabling buyers to extend their payment terms—without impacting business operations.
Instead of relying on traditional bank loans, SCF uses third-party financiers to facilitate payments between buyers and suppliers.
If your business faces extended payment cycles, cash flow gaps, or supplier financing challenges, our solutions ensure financial stability & growth.
Managing cash flow is crucial for business success. At BLUCREST, we offer Supply Chain Finance (SCF) solutions that help businesses optimize working capital, improve liquidity, and build stronger supplier relationships.
Whether you are a buyer looking to extend payment terms or a supplier needing early payments, our SCF services provide a win-win solution for all.
Here are some FAQs to help you understand our offering better.
Unlike traditional loans or credit lines, SCF is a short-term funding solution based on approved invoices. It does not add debt to a company’s balance sheet and is often more cost-effective than traditional financing methods like bank loans or overdrafts.
The ROI depends on factors like interest rates, payment terms, and business size. Generally, SCF can provide significant cost savings and improved cash flow efficiency, leading to better profitability. Typical ROI ranges between 8% – 14% per annum, lower than most business loans. With BLUCREST’s strong financial network, we ensure the most competitive rates tailored to your needs.
BLUCREST offers: Invoice Discounting / Purchase Invoice Discounting / Factoring / Reverse Factoring / TReDS on boarding / PO Financing / Import – Export Finance etc / Vendor/Channel finance / Dealer/Distributor finance.
SCF ensures that suppliers receive payments on time, reducing financial stress. Buyers also benefit by extending payment terms without harming supplier cash flow, creating a win-win situation and fostering long-term business relationships.
No, SCF is an off-balance-sheet financing option, meaning it does not add to a company’s debt. Instead, it helps improve working capital, which can have a positive impact on creditworthiness.
The tenure of discounting typically ranges from 30 to 180 days, depending on the transaction terms.
A virtual account is a unique account number assigned for tracking payments. Funds are usually disbursed directly to the supplier or vendor.
No, an NOC from your existing bankers is not required for this facility.
If the buyer is well-rated, financials are generally not required. However, in some cases, financials may be needed for additional assessment.
Vendor Financing involves paying your suppliers upfront, while Purchase Invoice Discounting (PID) offers early payment to your suppliers against approved invoices.
Dealer Financing provides credit to dealers for purchasing inventory, while Sales Bill Discounting offers early payment against your sales invoices.
Dealer Financing is for funding dealer purchases, while Factoring involves selling your receivables to a lender for immediately.
Typically, the buyer’s credit rating is crucial since financiers assess their creditworthiness before approving SCF programs. Suppliers do not necessarily need a strong credit rating but should have stable business operations.
No, SCF is usually unsecured. It is based on approved invoices and buyer creditworthiness, making it a convenient financing option without requiring physical collateral.
To register on TReDS or to register for SCF facility it will take less than a week of time.
Funds can be accessed within 24-48 hours after invoice approval. The speed depends on the financier’s processes and documentation completeness.
Yes, SCF can support cross-border transactions, helping global supply chains by ensuring timely payments to international suppliers.
To request services, contact BLUCREST through our website, email, or customer service for an initial consultation and process initiation.
To know more about our service, contact us and schedule a free consultation with our team.
Quest, Technopolis Knowledge Park,
5th Floor, Hanuman Nagar, Andheri East, Mumbai 400093. Maharashtra, India
Email: info@blucrest.in
Phone: +91-7030637101
